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Know more About Two Wheeler Insurance
What is Two Wheeler Insurance?
Two Wheeler insurance safeguards bike and scooter owners from financial losses due to accidents, theft, or damage to the vehicle. This type of insurance is mandatory in many areas, covering liabilities and providing personal protection.
Key Benefits
Third-Party Liability
Covers costs of damage or injury caused to others by the insured Two Wheeler.
Own Damage Cover
Covers repairs or replacement costs for the insured bike or scooter.
Add-Ons
Options like zero depreciation, roadside assistance, and engine protection to enhance coverage.
Cashless Claims
Hassle-free repairs at partner garages with cashless service benefits.
Why Do You Need Two Wheeler Insurance?
Two Wheeler insurance helps owners avoid unexpected expenses related to repairs, liability for third-party damages, and ensures compliance with legal regulations.
What’s Included & Excluded?
Included
Third-party liability, accidental damage, theft, fire, and add-on options (e.g., zero depreciation).
Excluded
Routine wear and tear, damages from intoxicated driving, mechanical/electrical breakdowns, and unauthorized use.
Latest Blogs
Two Wheeler Insurance Sub-Categories:
1.
Third-Party Liability Insurance:
Covers damages to third parties in accidents and is required by law for Two Wheeler owners in many regions
2.
Comprehensive Two Wheeler Insurance:
Offers complete coverage, including both third-party liabilities and damages to the insured Two Wheeler.
3.
Standalone Own Damage Cover:
Protects against damage to the insured Two Wheeler without third-party liability.
4.
Zero Depreciation Cover:
An add-on to cover full claim on parts replacement without depreciation deductions.
5.
Pay-as-You-Drive Insurance:
Flexible premium rates based on usage, suitable for low-mileage riders.
6.
Personal Accident Cover for Driver/Owner:
Offers financial support in case of injury or death of the owner-driver due to an accident.
