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Know more about Investment
What is Investment Plans?
Investment plans combines the benefits of life insurance with investment growth opportunities, allowing policyholders to build wealth while securing financial protection. It provides a dual advantage by offering life coverage alongside potential returns on investments.
Key Benefits
Wealth Creation
Investment plans helps grow your wealth over time, making it suitable for future financial goals.
Life Coverage
Offers financial security for your family in case of the policyholder’s untimely demise.
Tax Savings
Provides tax benefits on premiums paid and maturity proceeds under applicable laws.
Flexible Premiums
Choose from single, limited, or regular premium payment options according to your financial comfort.
Why Do You Need Investment Plans?
Investment plans provides both life coverage and an opportunity to accumulate savings, making it ideal for individuals looking to secure their family’s future and build a financial corpus for long-term goals like education, marriage, or retirement.
What’s Included & Excluded?
Included
Life coverage, investment returns, maturity benefits, and tax savings as per prevailing laws.
Excluded
Risks related to market fluctuations in some investment-linked plans, loan repayments (if taken against the policy), and early withdrawal charges.
Latest Blogs
Investment Plans sub-categories:
1.
Unit Linked Insurance Plan (ULIP):
Combines life insurance with market-linked investments, offering returns based on the performance of equity or debt funds.
2.
Endowment Plan:
Provides a guaranteed sum on maturity or death, blending life coverage with savings for future needs.
3.
Money-Back Plan:
Offers periodic payouts during the policy term, ideal for meeting short-term financial goals while maintaining life cover.
4.
Whole Life Insurance:
Provides lifelong protection while building cash value over time, making it a dual-purpose plan for inheritance and financial security.
5.
Child Plan:
Secures your child’s future by creating a financial corpus for education or major life events.
6.
Retirement or Pension Plan:
Offers regular income after retirement, ensuring a secure and stress-free financial future.
