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Know more About Car Insurance
What is Car Insurance?
Car insurance provides financial protection for car owners against expenses arising from accidents, theft, or damages to the vehicle. It’s essential coverage that includes liability protection and personal damage cover, often legally required for vehicle owners.
Key Benefits
Third-Party Liability
Covers damage or injury caused to other people or property.
Own Damage Cover
Covers repair or replacement costs of the insured car.
Add-Ons
Options like zero depreciation, roadside assistance, and engine protection enhance coverage.
Cashless Claims
Convenient repairs at network garages with cashless service options.
Why Do You Need Car Insurance?
Car insurance helps car owners avoid financial strain due to repairs, replacements, or third-party liabilities and ensures compliance with legal requirements.
What’s Included & Excluded?
Included
Third-party liability, accidental damage, theft, fire, and optional add-ons (e.g., zero depreciation).
Excluded
Normal wear and tear, damages from intoxicated driving, mechanical/electrical failures, and unauthorized usage.
Latest Blogs
Car Insurance sub-categories:
1.
Third-Party Liability Insurance:
Covers damages caused to third parties in accidents and is legally required in many regions.
2.
Comprehensive Car Insurance:
Provides full coverage, including both third-party liabilities and damages to the insured car.
3.
Standalone Own Damage Cover:
Offers protection for damages to the insured car without third-party coverage.
4.
Zero Depreciation Cover:
An add-on to cover the full cost of replacement parts without depreciation deductions.
5.
Pay-as-You-Drive Insurance:
Flexible premiums based on usage and mileage, ideal for occasional drivers.
6.
Commercial Car Insurance:
Specialized coverage for cars used for commercial purposes, like taxis and company cars.
7.
Personal Accident Cover for Driver/Owner:
Provides financial protection for injury or death of the owner-driver in an accident.
